/* Liberty Heritage Bank & Trust — v2
   "Editorial Old-Money" aesthetic.
   Typography: Fraunces (display, variable) + Manrope (body).
   Palette: forest green / brass / ivory / charcoal.
   No Inter, no purple gradients, no navy+gold cliché. */

:root {
  /* core palette — forest old-money, not bank-cliché navy */
  --forest:       #0B3D2E;
  --forest-deep:  #062117;
  --forest-soft:  #163E2F;
  --brass:        #A6803A;
  --brass-deep:   #7A5F2A;
  --brass-glow:   #D4AB5F;
  --ivory:        #FAF5EB;
  --ivory-deep:   #F2E8D5;
  --bone:         #E6DBC4;
  --ink:          #1A1612;
  --ink-soft:     #3A332B;
  --muted:        #6B6157;
  --line:         #DCD0B7;

  --serif:  'Fraunces', 'Source Serif 4', Georgia, serif;
  --sans:   'Manrope', system-ui, -apple-system, sans-serif;
  --mono:   'IBM Plex Mono', 'SF Mono', Menlo, monospace;

  --shadow-soft:  0 1px 2px rgba(11,32,22,.06), 0 24px 48px -16px rgba(11,32,22,.12);
  --shadow-frame: 0 0 0 1px var(--line), 0 30px 60px -30px rgba(11,32,22,.35);
}

/* ===== base ===== */
*, *::before, *::after { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  background: var(--ivory);
  color: var(--ink);
  font-family: var(--sans);
  font-weight: 400;
  font-size: 16px;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  position: relative;
  overflow-x: hidden;
}

/* paper-grain background, very subtle */
body::before {
  content: '';
  position: fixed; inset: 0;
  pointer-events: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='240' height='240'><filter id='n'><feTurbulence baseFrequency='.78' numOctaves='2' stitchTiles='stitch' seed='5'/><feColorMatrix values='0 0 0 0 0.1 0 0 0 0 0.08 0 0 0 0 0.05 0 0 0 0.08 0'/></filter><rect width='240' height='240' filter='url(%23n)'/></svg>");
  opacity: .55;
  mix-blend-mode: multiply;
  z-index: 0;
}
main, header, footer, .topbar { position: relative; z-index: 1; }

::selection { background: var(--brass); color: var(--ivory); }

a { color: var(--forest); text-decoration: none; }
a:hover { color: var(--brass-deep); }

h1, h2, h3, h4 {
  font-family: var(--serif);
  font-weight: 600;
  letter-spacing: -0.022em;
  line-height: 1.05;
  color: var(--forest-deep);
  margin: 0 0 .4em;
  font-variation-settings: "SOFT" 30, "WONK" 0;
}
h1 { font-size: clamp(2.6rem, 6vw, 5.2rem); font-weight: 500; }
h1 em, h2 em { font-style: italic; color: var(--brass-deep); font-variation-settings: "SOFT" 100, "WONK" 1; }
h2 { font-size: clamp(1.8rem, 3.6vw, 3rem); font-weight: 500; }
h3 { font-size: 1.35rem; font-weight: 600; }

p { margin: 0 0 1em; color: var(--ink-soft); }
.container { max-width: 1240px; margin: 0 auto; padding: 0 32px; }
.muted { color: var(--muted); }
.small { font-size: .85rem; }
.mono { font-family: var(--mono); font-feature-settings: "ss01" 1; }

.eyebrow {
  display: inline-block;
  font-family: var(--mono);
  font-size: .72rem;
  letter-spacing: .22em;
  text-transform: uppercase;
  color: var(--brass-deep);
  margin-bottom: 24px;
  padding-left: 60px;
  position: relative;
}
.eyebrow::before {
  content: '';
  position: absolute; left: 0; top: 50%;
  width: 44px; height: 1px;
  background: var(--brass);
}

/* ===== topbar ===== */
.topbar {
  background: var(--forest-deep);
  color: var(--ivory);
  font-family: var(--mono);
  font-size: .72rem;
  letter-spacing: .08em;
  text-transform: uppercase;
}
.topbar-inner {
  display: flex; justify-content: space-between; align-items: center;
  padding: 10px 32px; flex-wrap: wrap; gap: 16px;
  max-width: 1240px; margin: 0 auto;
}
.topbar a { color: var(--ivory); border-bottom: 1px solid transparent; padding-bottom: 1px; }
.topbar a:hover { border-bottom-color: var(--brass-glow); color: var(--brass-glow); }

/* ===== header ===== */
.site-header {
  background: var(--ivory);
  border-bottom: 1px solid var(--line);
  position: sticky; top: 0; z-index: 30;
}
.header-inner {
  display: flex; align-items: center; gap: 32px;
  padding: 18px 32px;
  max-width: 1240px; margin: 0 auto;
}
.brand { display: flex; align-items: center; gap: 14px; }
.brand svg { display: block; }
.brand-text { display: flex; flex-direction: column; line-height: 1.05; }
.brand-text strong {
  font-family: var(--serif);
  font-size: 1.45rem;
  font-weight: 600;
  color: var(--forest-deep);
  letter-spacing: -.02em;
}
.brand-text em {
  font-style: italic;
  font-family: var(--serif);
  font-size: .78rem;
  color: var(--brass-deep);
  font-weight: 400;
  font-variation-settings: "SOFT" 100;
}

.primary-nav {
  margin-left: auto;
  display: flex; gap: 28px;
}
.primary-nav a {
  font-family: var(--sans);
  color: var(--ink);
  font-weight: 500;
  font-size: .92rem;
  letter-spacing: .005em;
  position: relative;
  padding: 8px 0;
}
.primary-nav a::after {
  content: ''; position: absolute; left: 0; right: 100%; bottom: 0;
  height: 1px; background: var(--brass);
  transition: right .35s cubic-bezier(.2,.7,.2,1);
}
.primary-nav a:hover { color: var(--forest); }
.primary-nav a:hover::after { right: 0; }

.nav-login {
  background: var(--forest-deep);
  color: var(--ivory) !important;
  padding: 11px 20px;
  border-radius: 0;
  font-family: var(--sans);
  font-weight: 600;
  font-size: .85rem;
  letter-spacing: .04em;
  text-transform: uppercase;
  border: 1px solid var(--forest-deep);
  transition: background .25s, color .25s;
  margin-left: 4px;
}
.nav-login:hover { background: var(--brass); border-color: var(--brass); color: var(--ivory) !important; }

.nav-toggle { display: none; background: none; border: 0; font-size: 1.3rem; cursor: pointer; color: var(--forest-deep); }

/* ===== hero — editorial split with overhanging rate card ===== */
.hero {
  padding: 90px 0 80px;
  position: relative;
  background: var(--ivory);
  overflow: hidden;
}
/* decorative column motif behind hero */
.hero::after {
  content: '';
  position: absolute; top: 0; right: -120px; bottom: 0;
  width: 600px;
  background:
    repeating-linear-gradient(90deg,
      transparent 0 78px,
      rgba(166, 128, 58, .08) 78px 80px),
    radial-gradient(ellipse at right, rgba(166,128,58,.12), transparent 60%);
  mask-image: linear-gradient(to right, transparent, black 30%);
  pointer-events: none;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.45fr 1fr;
  gap: 72px;
  align-items: end;
  position: relative;
  z-index: 1;
}
.hero-copy { padding-bottom: 24px; }
.hero h1 .accent { color: var(--brass-deep); font-style: italic; font-variation-settings: "SOFT" 100, "WONK" 1; }
.hero-lede {
  font-size: 1.25rem;
  color: var(--ink-soft);
  max-width: 540px;
  margin: 28px 0 36px;
  font-family: var(--serif);
  font-weight: 400;
  line-height: 1.5;
  font-variation-settings: "SOFT" 50;
}
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; }

.btn {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 16px 28px;
  font-family: var(--sans);
  font-weight: 600;
  font-size: .9rem;
  letter-spacing: .06em;
  text-transform: uppercase;
  border: 1px solid transparent;
  cursor: pointer;
  text-decoration: none !important;
  transition: transform .2s, background .25s, color .25s, border-color .25s;
  border-radius: 0;
  position: relative;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--forest-deep); color: var(--ivory); border-color: var(--forest-deep); }
.btn-primary:hover { background: var(--brass); border-color: var(--brass); color: var(--ivory); }
.btn-ghost { background: transparent; color: var(--forest-deep); border-color: var(--ink); }
.btn-ghost:hover { background: var(--forest-deep); color: var(--ivory); border-color: var(--forest-deep); }
.btn-accent { background: var(--brass); color: var(--ivory); border-color: var(--brass); }
.btn-accent:hover { background: var(--brass-deep); border-color: var(--brass-deep); }
.btn-block { width: 100%; justify-content: center; }
.btn-sm { padding: 10px 16px; font-size: .78rem; }
.btn-lg { padding: 18px 32px; font-size: .94rem; }
.btn-arrow::after {
  content: '→';
  font-family: var(--serif);
  font-weight: 300;
  font-size: 1.1em;
  transition: transform .25s;
}
.btn-arrow:hover::after { transform: translateX(4px); }

.hero-trust {
  display: flex; gap: 32px; margin-top: 44px;
  font-family: var(--mono); font-size: .72rem; letter-spacing: .12em; text-transform: uppercase;
  color: var(--muted);
  border-top: 1px solid var(--line);
  padding-top: 24px;
  flex-wrap: wrap;
}
.hero-trust span { display: inline-flex; align-items: center; gap: 8px; }
.hero-trust .star { color: var(--brass); }

/* the floating rate card — overhanging the grid */
.hero-card {
  background: var(--forest-deep);
  color: var(--ivory);
  padding: 36px 32px 28px;
  box-shadow: var(--shadow-frame);
  position: relative;
  transform: translateY(40px);
  border: 1px solid var(--brass-deep);
}
.hero-card::before {
  content: '';
  position: absolute; top: -12px; left: -12px;
  width: 100%; height: 100%;
  border: 1px solid var(--brass);
  pointer-events: none;
  z-index: -1;
}
.hero-card h3 {
  color: var(--brass-glow);
  font-family: var(--mono);
  font-size: .72rem;
  letter-spacing: .22em;
  text-transform: uppercase;
  font-weight: 500;
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid rgba(212, 171, 95, .2);
}
.rate-list { margin: 0; padding: 0; }
.rate-list > div {
  display: flex; justify-content: space-between; align-items: baseline;
  padding: 14px 0;
  border-bottom: 1px solid rgba(250, 245, 235, .08);
}
.rate-list > div:last-child { border-bottom: 0; }
.rate-list dt {
  font-family: var(--sans);
  font-size: .88rem;
  color: var(--bone);
  font-weight: 400;
}
.rate-list dd { margin: 0; text-align: right; }
.rate-list dd strong {
  font-family: var(--serif);
  font-weight: 500;
  font-size: 1.55rem;
  color: var(--ivory);
  font-variation-settings: "SOFT" 0;
  letter-spacing: -.02em;
}
.rate-list dd small {
  font-family: var(--mono);
  font-size: .65rem;
  letter-spacing: .15em;
  text-transform: uppercase;
  color: var(--brass-glow);
  margin-left: 4px;
}
.hero-card .btn { margin-top: 22px; }

/* ===== stat band — annual report style ===== */
.stat-band {
  background: var(--forest-deep);
  color: var(--ivory);
  padding: 72px 0;
  margin-top: 120px;
  position: relative;
}
.stat-band::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 1px; background: var(--brass);
}
.stat-band-header {
  display: flex; justify-content: space-between; align-items: baseline;
  margin-bottom: 60px; flex-wrap: wrap; gap: 16px;
  border-bottom: 1px solid rgba(212, 171, 95, .2);
  padding-bottom: 28px;
}
.stat-band-header h2 { color: var(--ivory); margin: 0; max-width: 640px; }
.stat-band-header h2 em { color: var(--brass-glow); }
.stat-band-header span {
  font-family: var(--mono); font-size: .72rem;
  letter-spacing: .22em; text-transform: uppercase;
  color: var(--brass-glow);
}
.stat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; }
.stat-grid > div {
  padding: 0 28px;
  border-left: 1px solid rgba(212, 171, 95, .2);
}
.stat-grid > div:first-child { padding-left: 0; border-left: 0; }
.stat-grid strong {
  display: block;
  font-family: var(--serif);
  font-size: clamp(2.4rem, 4vw, 3.6rem);
  font-weight: 500;
  color: var(--brass-glow);
  line-height: 1;
  margin-bottom: 14px;
  font-variation-settings: "SOFT" 0;
  letter-spacing: -.03em;
}
.stat-grid span {
  display: block;
  font-family: var(--mono); font-size: .72rem; letter-spacing: .14em;
  text-transform: uppercase; color: var(--bone);
}

/* ===== editorial features — asymmetric grid ===== */
.features {
  padding: 120px 0;
}
.section-head {
  display: grid; grid-template-columns: 1fr 1.4fr;
  gap: 60px; margin-bottom: 72px;
  align-items: end;
  border-bottom: 1px solid var(--line);
  padding-bottom: 36px;
}
.section-head h2 { margin: 0; max-width: 540px; }
.section-head h2 em { color: var(--brass-deep); }
.section-head p { font-family: var(--serif); font-size: 1.1rem; line-height: 1.5; color: var(--ink-soft); margin: 0; font-variation-settings: "SOFT" 50; }

.feature-grid {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 32px 28px;
}
.feature {
  grid-column: span 4;
  padding: 36px 0 0;
  border-top: 1px solid var(--ink);
  transition: border-color .35s;
}
.feature:hover { border-top-color: var(--brass); }
.feature-num {
  font-family: var(--mono); font-size: .7rem;
  letter-spacing: .2em; color: var(--brass-deep);
  display: block; margin-bottom: 16px;
}
.feature h3 {
  margin-bottom: 12px;
  font-weight: 500;
  font-family: var(--serif);
  font-size: 1.5rem;
}
.feature p { font-size: .96rem; line-height: 1.55; color: var(--ink-soft); margin: 0; }
/* break grid: every 4th feature spans 6 cols and feels different */
.feature:nth-child(4) { grid-column: span 6; }
.feature:nth-child(5) { grid-column: span 6; }
.feature:nth-child(6) { grid-column: span 4; grid-column-start: 5; }

/* ===== pull-quote testimonial ===== */
.pull-quote {
  background: var(--ivory-deep);
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}
.pull-quote::before {
  content: '"';
  position: absolute;
  top: -60px; left: 5%;
  font-family: var(--serif);
  font-size: 32rem;
  color: var(--brass);
  opacity: .14;
  line-height: 1;
  pointer-events: none;
  font-variation-settings: "SOFT" 100, "WONK" 1;
}
.pull-quote-inner {
  max-width: 900px; margin: 0 auto; padding: 0 32px;
  position: relative;
}
.pull-quote blockquote {
  margin: 0; padding: 0;
  font-family: var(--serif);
  font-size: clamp(1.7rem, 3vw, 2.7rem);
  font-weight: 400;
  line-height: 1.25;
  color: var(--forest-deep);
  letter-spacing: -.018em;
  font-variation-settings: "SOFT" 70;
}
.pull-quote blockquote em { color: var(--brass-deep); font-style: italic; font-variation-settings: "SOFT" 100, "WONK" 1; }
.pull-quote cite {
  display: block; margin-top: 36px;
  font-family: var(--mono); font-size: .78rem;
  letter-spacing: .15em; text-transform: uppercase;
  color: var(--ink-soft); font-style: normal;
}
.pull-quote cite::before { content: '— '; color: var(--brass-deep); }

/* ===== open account CTA strip ===== */
.cta-strip {
  padding: 100px 0;
  background: var(--ivory);
}
.cta-strip-grid {
  display: grid; grid-template-columns: 1.3fr 1fr;
  gap: 60px; align-items: center;
}
.cta-strip h2 { margin-bottom: 20px; }
.cta-strip h2 em { color: var(--brass-deep); }
.cta-strip p { font-size: 1.1rem; color: var(--ink-soft); margin-bottom: 28px; max-width: 480px; }
.cta-strip-actions { display: flex; gap: 14px; flex-wrap: wrap; }

.cta-visual {
  position: relative;
  aspect-ratio: 4 / 5;
  background:
    linear-gradient(135deg, var(--forest-deep), var(--forest));
  display: flex; align-items: center; justify-content: center;
  overflow: hidden;
}
.cta-visual::before {
  content: '';
  position: absolute; inset: 16px;
  border: 1px solid var(--brass);
  pointer-events: none;
}
.cta-visual svg { width: 50%; height: auto; opacity: .9; }

/* ===== press band ===== */
.press {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 48px 0;
  background: var(--ivory);
}
.press-inner {
  display: grid;
  grid-template-columns: max-content 1fr;
  gap: 60px;
  align-items: center;
}
.press-label {
  font-family: var(--mono); font-size: .7rem;
  letter-spacing: .2em; text-transform: uppercase; color: var(--muted);
  max-width: 140px; line-height: 1.4;
}
.press-logos {
  display: grid; grid-template-columns: repeat(5, 1fr); gap: 36px;
  align-items: center; justify-items: center;
}
.press-logos span {
  font-family: var(--serif);
  font-size: 1.05rem;
  font-style: italic;
  color: var(--ink-soft);
  letter-spacing: .02em;
  font-variation-settings: "SOFT" 100, "WONK" 1;
  opacity: .65;
  transition: opacity .25s;
}
.press-logos span:hover { opacity: 1; color: var(--forest-deep); }

/* ===== footer ===== */
.site-footer {
  background: var(--forest-deep);
  color: var(--bone);
  padding: 80px 0 28px;
  margin-top: 60px;
}
.site-footer h4 {
  color: var(--ivory);
  font-family: var(--mono);
  font-size: .72rem;
  letter-spacing: .22em;
  text-transform: uppercase;
  margin-bottom: 22px;
  font-weight: 500;
}
.site-footer a {
  color: var(--bone); display: block;
  padding: 7px 0; font-size: .92rem;
  font-family: var(--sans);
  transition: color .2s, padding-left .2s;
}
.site-footer a:hover { color: var(--brass-glow); padding-left: 6px; }
.footer-grid {
  display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(212, 171, 95, .15);
}
.footer-brand {
  font-family: var(--serif); font-size: 1.6rem;
  color: var(--ivory); font-weight: 500;
  margin-bottom: 12px; font-variation-settings: "SOFT" 30;
}
.footer-grid p { color: var(--bone); }
.footer-bottom {
  padding-top: 28px;
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 14px;
  font-family: var(--mono); font-size: .68rem;
  letter-spacing: .14em; text-transform: uppercase;
  color: rgba(230, 219, 196, .6);
}
.footer-bottom a { display: inline; padding: 0; }
.footer-legal { font-style: italic; text-transform: none; letter-spacing: .04em; font-family: var(--serif); }

/* ===== entrance animations — page load staggered reveal ===== */
@keyframes rise {
  from { opacity: 0; transform: translateY(28px); }
  to { opacity: 1; transform: translateY(0); }
}
@keyframes riseCard {
  from { opacity: 0; transform: translateY(70px); }
  to { opacity: 1; transform: translateY(40px); }
}
@keyframes fade {
  from { opacity: 0; }
  to { opacity: 1; }
}
.anim-rise { opacity: 0; animation: rise .9s cubic-bezier(.2,.7,.2,1) forwards; }
.anim-fade { opacity: 0; animation: fade 1.2s ease forwards; }
.delay-1 { animation-delay: .15s; }
.delay-2 { animation-delay: .3s; }
.delay-3 { animation-delay: .45s; }
.delay-4 { animation-delay: .6s; }
.delay-5 { animation-delay: .75s; }
.hero-card { animation: riseCard 1.1s cubic-bezier(.2,.7,.2,1) .6s both; }

/* scroll-triggered reveal for sections below the fold */
.reveal {
  opacity: 0;
  transform: translateY(40px);
  transition: opacity .9s cubic-bezier(.2,.7,.2,1), transform .9s cubic-bezier(.2,.7,.2,1);
}
.reveal.in {
  opacity: 1;
  transform: translateY(0);
}

/* ===== responsive ===== */
@media (max-width: 1024px) {
  .primary-nav { display: none; }
  .nav-toggle { display: block; margin-left: auto; order: 3; }
  .nav-login { order: 2; }
  body.nav-open .primary-nav {
    display: flex; position: fixed; top: 70px; right: 0; left: 0;
    background: var(--ivory); flex-direction: column;
    padding: 24px 32px; gap: 8px;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow-soft);
    z-index: 25;
  }
  .hero-grid { grid-template-columns: 1fr; gap: 60px; }
  .hero-card { transform: none; }
  .section-head, .cta-strip-grid, .stat-band-header { grid-template-columns: 1fr; gap: 24px; }
  .feature, .feature:nth-child(4), .feature:nth-child(5), .feature:nth-child(6) { grid-column: span 6; grid-column-start: auto; }
  .stat-grid { grid-template-columns: 1fr 1fr; gap: 28px; }
  .stat-grid > div { padding: 0 20px; }
  .stat-grid > div:nth-child(3) { border-left: 0; padding-left: 0; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .press-inner { grid-template-columns: 1fr; gap: 20px; }
  .press-logos { grid-template-columns: repeat(3, 1fr); gap: 20px; }
}
@media (max-width: 640px) {
  .feature, .feature:nth-child(4), .feature:nth-child(5), .feature:nth-child(6) { grid-column: span 12; }
  .stat-grid { grid-template-columns: 1fr; }
  .stat-grid > div { border-left: 0; padding: 0; border-top: 1px solid rgba(212,171,95,.2); padding-top: 24px; }
  .stat-grid > div:first-child { border-top: 0; padding-top: 0; }
  .footer-grid { grid-template-columns: 1fr; }
  .press-logos { grid-template-columns: 1fr 1fr; }
  .hero { padding: 56px 0; }
  .features, .pull-quote, .cta-strip { padding: 72px 0; }
}